In 2025, the UK government will be issuing a £400 bonus payment to help low-income households cope with the rising cost of living. This one-off payment will be made directly to eligible families during the summer months, offering much-needed financial relief at a time when many households face higher expenses for essentials like food, utilities, and housing.
Purpose of the £400 Bonus
The payment is part of the government’s broader cost-of-living support plan, aimed at protecting vulnerable groups from the impact of inflation. Rising prices have put increased pressure on families, with recent statistics showing around 14 million people in the UK living in poverty, including 4.3 million children. The £400 bonus is designed to help cover immediate expenses and provide short-term stability.
Who Will Be Eligible?
Eligibility will generally include:
- Low-income families – Households earning below the set threshold (likely around £20,000 annually, exact figure to be confirmed)
- Benefit recipients – Those receiving Universal Credit, Income Support, Pension Credit, Child Benefit, Disability Living Allowance (DLA), or Personal Independence Payment (PIP)
- Families with children – Households with dependents under 18 may receive priority due to higher living costs
Most eligible people will not need to apply. The Department for Work and Pensions (DWP) will assess eligibility using existing benefit records.
Payment Timeline
Payments will be made between June and August 2025, with the confirmed date for most recipients being 22 August 2025. The money will be paid directly into the bank account linked to your benefits. This schedule ensures families receive the support before the start of the school year and during the summer period when expenses often rise.
How to Check Your Eligibility
- Review your benefits – Check your GOV.UK account or recent benefit statement to confirm your current claim status
- Look for official notifications – Eligible households will receive a letter or email from the DWP with details of the payment amount and date
- Contact your local council – If you are unsure or think you should qualify, your council can provide advice and check your details
Real-Life Examples
- A single mother with two children earning £18,000 a year and receiving Universal Credit and Child Benefit could use the payment to help with grocery and energy costs during the summer holidays
- A retired couple receiving Pension Credit could put the bonus towards higher heating bills in colder months, ensuring comfort and safety
Receive the Payment
- Keep your bank account details updated with the DWP
- Ensure your contact details are correct so you do not miss any notification
- Check your account on the payment date; if the payment is missing, contact the DWP immediately
The £400 bonus payment in August 2025 is an important one-off lifeline for many UK families. By staying informed and making sure your details are current, you can avoid delays and make the most of this government support.
FAQs
When will the £400 bonus be paid?
Most payments are scheduled for 22 August 2025.
Do I need to apply for the £400 payment?
No, most eligible households will get it automatically.
Who is eligible for the £400 bonus?
Low-income families and benefit recipients such as Universal Credit or Pension Credit claimants.
How will the payment be made?
It will be deposited directly into your bank account linked to your benefits.
What if I don’t receive my payment?
Contact the DWP immediately to check and resolve the issue.
