The Canada Revenue Agency (CRA) has confirmed that eligible individuals can receive up to $179 in the July 2025 GST/HST credit payment. This quarterly, tax-free benefit is aimed at helping low- and moderate-income Canadians offset the cost of the goods and services tax (GST) or harmonized sales tax (HST) on everyday necessities.
GST/HST Credit
The GST/HST credit is a federal benefit designed to ease the impact of sales tax on essential purchases like groceries, household goods, and utilities. If you qualify, it is automatically paid every quarter based on your previous year’s tax return—no separate application is needed.
This benefit:
- Requires you to file your taxes to be considered
- Is non-taxable and does not affect other benefits
- Is calculated based on income, marital status, and number of children
Payment Details
| Payment Date | Maximum Base Amount (Individual) | Notes |
|---|---|---|
| July 4, 2025 | $179 | Amount varies based on family income and situation |
The $179 figure is the maximum for a single individual. Married or common-law couples and parents may receive more, depending on their household circumstances.
Eligibility Criteria
To receive the GST/HST credit, you must:
- Be a Canadian resident for tax purposes
- Be at least 19 years old, or have a spouse/common-law partner, or be a parent living with your child
- Have filed your 2024 tax return
- Meet the income thresholds set by CRA (credit reduces as income increases)
2025 Payment Schedule
| Quarter | Payment Date |
|---|---|
| Q1 (Jan–Mar) | January 3, 2025 |
| Q2 (Apr–Jun) | April 4, 2025 |
| Q3 (Jul–Sep) | July 4, 2025 |
| Q4 (Oct–Dec) | October 3, 2025 |
If your payment doesn’t arrive on time, CRA advises waiting 10 business days before contacting them.
How Payments Are Calculated
CRA uses your 2024 tax return to determine:
- Marital status
- Number of eligible children under 19
- Adjusted family net income
You can receive up to $179 as an individual, plus additional amounts if you have a spouse or children. Changes in income or family size can affect future payments.
How to Check Your Status
To view your eligibility and payment details:
- Log in to your CRA My Account
- Go to “Benefits and Credits”
- Check your payment amount and schedule
- Confirm or update your direct deposit or mailing details
Keeping your information updated ensures you receive payments on time without delays.
The $179 GST/HST credit for July 2025 is part of Canada’s broader effort to help households cope with high living costs. By targeting low- and moderate-income residents, this benefit provides direct relief when it’s needed most. Filing taxes on time and using direct deposit are the easiest ways to make sure the money reaches you without interruption.
FAQs
When is the $179 GST/HST credit paid?
July 4, 2025.
Who qualifies for the GST/HST credit?
Low- and moderate-income Canadians who filed 2024 taxes.
Do I need to apply for the GST/HST credit?
No, it is issued automatically if eligible.
Is the GST/HST credit taxable?
No, it is non-taxable.
How do I check my payment details?
Log in to CRA My Account and view Benefits and Credits.
