The Canada Workers Benefit (CWB) is stepping in once again to give working Canadians a much-needed financial boost in 2025. The Canada Revenue Agency (CRA) has confirmed that eligible recipients could receive up to $1,428 every quarter, keeping financial support flowing consistently throughout the year.
Unlike most tax credits that are paid as one lump sum after tax season, the CWB spreads the benefit across the year—making it easier to keep up with daily expenses. Let’s break down how it works, who qualifies, and when the payments arrive.
Overview
The Canada Workers Benefit is a federal refundable tax credit designed for low-income workers. It’s meant to encourage employment and reduce financial hardship by putting extra money directly into workers’ pockets.
For 2025, the benefit can add up to $5,712 a year—paid in four equal installments of $1,428. This approach ensures steady support rather than making recipients wait until the following year for a lump sum.
Schedule
The CRA has confirmed the following 2025 payment dates for those receiving advance quarterly payments:
| Quarter | Estimated Payment Date | Amount (Up to) |
|---|---|---|
| Q1 | January 15, 2025 | $1,428 |
| Q2 | April 15, 2025 | $1,428 |
| Q3 | July 15, 2025 | $1,428 |
| Q4 | October 15, 2025 | $1,428 |
The exact amount depends on your income, family status, and other eligibility factors.
Criteria
To qualify for the CWB in 2025, you must:
- Be a resident of Canada all year
- Be at least 19 years old by December 31, 2024, or living with a spouse, partner, or dependent child
- Have employment income within the low-income range
- Not be a full-time student for more than 13 weeks (unless supporting a dependent)
- Not be incarcerated for over 90 days during the year
Income limits generally are:
- Up to about $33,000 for individuals
- Up to $50,000 for families
Those with disabilities may qualify for an extra supplement on top of the base amount.
Benefits
The CWB helps Canadians by:
- Encouraging low-income workers to stay employed
- Providing regular payments for easier budgeting
- Covering essentials like rent, groceries, and bills
- Offering flexibility and stability for families living paycheck to paycheck
This quarterly payment structure is especially helpful in times of high inflation, ensuring financial help arrives when it’s most needed.
Application
Most Canadians get the CWB automatically when they file their taxes. But to receive quarterly advance payments, you must opt in.
Steps to apply:
- File your 2024 tax return on time
- Fill out the CWB section (Schedule 6)
- Choose advance payments when asked
- Keep your CRA account updated with income or personal changes
Disability
Those approved for the Disability Tax Credit may receive an extra CWB supplement of up to $737 if they meet the income requirements and have a valid disability certificate with the CRA.
Importance
In a challenging economy, quarterly payments make it easier to manage ongoing expenses without waiting for tax season. The CWB ensures that working Canadians—whether part-time employees, single parents, or multiple-job holders—get timely, predictable support.
If you qualify, opt in early and file your taxes promptly to avoid missing January’s payment. Every dollar matters, and this benefit helps make sure you’re not left behind.
FAQs
When is the next CWB payment?
January 15, 2025 is the first payment date.
What is the CWB amount for 2025?
Up to $1,428 per quarter or $5,712 annually.
Do I need to apply for CWB?
Most get it automatically, but opt in for advance payments.
Who qualifies for the CWB?
Low-income workers meeting age, residency, and income rules.
Is there a disability supplement?
Yes, up to $737 for eligible disability tax credit holders.
