With inflation still affecting household budgets, Canadians can look forward to a wave of government benefit payments in August and September 2025. Federal and provincial programs such as the GST/HST Credit, Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), Canada Pension Plan (CPP), Old Age Security (OAS), and the Climate Action Incentive Payment (CAIP) are providing financial relief to millions.
Here’s the complete guide to payment dates, eligibility, and expected amounts for the next two months.
GST/HST Credit
The GST/HST Credit is a quarterly, tax-free payment designed to help low- and moderate-income households offset GST or HST costs.
Eligibility:
- Must be 19 or older
- Must have filed your 2024 tax return
- Family income below CRA’s adjusted threshold
Payment Date: August 5, 2025
| Category | Maximum Annual Amount | Quarterly Payment (Aug) |
|---|---|---|
| Single Individual | $496 | ~$124 |
| Married/Common-law | $650 | ~$162.50 |
| Per Child (under 19) | $171 | ~$42.75 |
Canada Child Benefit (CCB)
The CCB is a monthly tax-free payment for eligible families with children under 18.
Eligibility:
- Must be the child’s primary caregiver
- Must be a Canadian resident
- Must have filed 2024 taxes
Payment Dates: August 20, 2025 and September 19, 2025
| Age Group | Annual Max (2025) | Monthly Max |
|---|---|---|
| Under 6 years | $7,997 | ~$667 |
| Ages 6–17 years | $6,748 | ~$562 |
Lower-income families receive higher amounts based on net family income.
Ontario Trillium Benefit (OTB)
The OTB combines several credits to help Ontario residents with living expenses.
Eligibility:
- Ontario resident as of December 31, 2024
- Filed 2024 taxes
- Meet income/property tax thresholds
Payment Dates: August 8, 2025 and September 10, 2025
| Credit Type | Annual Max |
|---|---|
| Ontario Sales Tax Credit | $375 per person |
| Energy & Property Tax Credit | $1,300 (non-seniors), $1,480 (seniors) |
| Northern Ontario Energy Credit | $190 (single), $290 (families) |
Canada Pension Plan (CPP)
CPP provides monthly payments for retirees, people with disabilities, and survivors.
Eligibility:
- At least one valid CPP contribution
- Age 60+ (reduced rate) or 65+ for full benefit
Payment Dates: August 27, 2025 and September 25, 2025
| Type | Maximum | Average |
|---|---|---|
| Retirement | $1,475 | ~$832 |
| Disability | $1,616 | ~$1,150 |
| Survivor (65+) | $818 | ~$315 |
Old Age Security (OAS)
OAS provides monthly support for Canadians 65 and older.
Eligibility:
- Must be 65+
- At least 10 years of Canadian residency after age 18
Payment Dates: August 27, 2025 and September 25, 2025
| Age Group | Monthly Max |
|---|---|
| 65–74 | ~$755 |
| 75+ | ~$825 |
High-income seniors may see reductions due to clawback thresholds.
Climate Action Incentive Payment (CAIP)
The CAIP is a quarterly rebate for residents of Alberta, Manitoba, Ontario, Saskatchewan, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, and New Brunswick.
Next Payment Date: October 15, 2025 (no CAIP in August or September)
Benefit Payment Summary
| Benefit | Payment Dates | Amount Range |
|---|---|---|
| GST/HST Credit | Aug 5 | ~$124–$300 |
| Canada Child Benefit | Aug 20, Sept 19 | Up to $667/child |
| Ontario Trillium | Aug 8, Sept 10 | Varies |
| CPP | Aug 27, Sept 25 | Avg. $832 |
| OAS | Aug 27, Sept 25 | Up to $825 |
| CAIP | Oct 15 | Varies |
From child benefits to retirement income, these payments offer crucial financial support during challenging economic times. Mark your calendar, ensure your direct deposit is set up, and keep your CRA details updated to receive your funds without delay.
FAQs
When is the GST/HST Credit in August 2025?
August 5, 2025.
When is the next CCB payment?
August 20 and September 19, 2025.
When will OAS be paid in August?
August 27, 2025.
Is CAIP paid in September?
No, next CAIP is October 15, 2025.
When is the August CPP payment?
August 27, 2025.
